| 1. | The institution analysis of commercial bank ' s assets - liabilities management
我国商业银行资产付债管理的制度分析 |
| 2. | Because of historically unperformed assets and lack of the asset - liability management ( alm ) theory , our life insurance industry suffered a large interest spread loss
早期粗放式经营留下了沉重的历史包袱,由于缺乏资产负债管理的指导,我国寿险业经历了巨额利差损。 |
| 3. | Bank asset - liability management ( alm ) has been a focus for a long time . scientific and reasonable alm technology and organizational framework will strengthen the bank ’ s competing power
科学合理的资产负债管理技术和资产负债管理体系将有益于增强银行企业的竞争力。 |
| 4. | On this base the paper make a detailed analysis on the problems and difficulties in the development of china commercial bank ' s asset - liability management . finally the paper provide some suggestions
在此基础上，对我国商业银行实施资产负债比例管理的现状、差距和难点进行评价，最后提出实施资产负债比例管理的对策和建议。 |
| 5. | The law that bank adjust continually its business structure for seeking the roads of living and development is embodied in the business adjustment from assets management to liabilities management to assets - liabilities management
从资产管理到负债管理，再到资产负债管理，无一不体现了商业银行为寻求生存发展之道而不断调整自己业务结构这一规律。 |
| 6. | The laws that bank adjust continually its business structure for seeking the roads of living and development is embodied in the business adjustment from assets management to liabilities management to assets - liabilities management
从资产管理到负债管理，再到资产负债管理，无一不体现了商业银行为寻求生存发展之道而不断调整自己的业务结构这一规律。 |
| 7. | The crucial lessons from the asian financial turmoil that rocked the region since july 1997 highlight the importance of prudent asset - liability management and the critical role of risk management in the investing process
始于一九九七年七月，震动整个地区的亚洲金融风暴带来一个重要教训，也就是突出了审慎资产负债管理的重要性和风险管理在投资过程中所扮演的关键角色。 |
| 8. | The asset - liability management refers to the behaviors which the insurance company harmonizes its assets with its liabilities because its cash flow suffered from the changes of the marketing interest rate and was a kind of joint asset - liability management in terms of interest rate risks formerly
狭义的资产负债管理指保险公司因市场利率变化对企业现金流造成冲击而对资产/负债进行协调管理的行为,是以利率风险为研究对象的资产负债匹配管理。 |
| 9. | In the second part of the paper , we illustrate the importance of the state - owned commercial banks in chinese financial system and the necessity of strengthening the alm in the state - owned commercial banking system . after analysing the current situation of the state - owned banks " alm and the existing problems of the unclear property rights , the inequilibium of the asset - liability structure , the imperfect risk control system , and the unsatisfactory computer systems for the asset - liability management . the paper analyzes the existing situation and main disadvantages , and gives some suggestion to improve the level of the alm of the state - owned commercial banks
要完善国有独资商业银行资产负债管理，首先要了解我国银行业现状，本文下半部分从我国银行体系入手说明国有独资商业银行的重要性和完善国有独资银行资产负债管理的必要性，在分析国有独资商业银行实行资产负债管理现状及存在的产权不明晰、资产负债结构失衡、风险控制系统不完善、计算机系统不能满足资产负债管理要求等问题后，根据相关问题提出完善国有独资商业银行资产负债管理的对策。 |
| 10. | The author has conducted a systematic analysis on the data of commercial banks in chongqing during the period 1999 - 2001 , on the following six aspects : ( i ) assets - liability management , ( ii ) risk management , ( iii ) organizational management , ( iv ) marketing management , ( v ) human resources management and ( vi ) banking innovation management ; and an objective and systematic evaluation is given to the competitiveness of the state - owned commercial banks in chongqing . after discussing the advantages and disadvantages of the china ' s commercial banks and foreign banks , this paper develops an outline of competitiveness of and future trends for commercial banks in chongqing , especially , for the state - owned commercial banks , thereby providing interesting and efficient decision basis for banks " operation and management and reforms
作者通过对1999年? 2001年重庆商业银行的大量数据资料，对构成竞争力的六个方面：资产负债管理能力、风险管理能力、组织形式、营销管理能力、人力资源管理能力和业务创新能力进行了定性和定量的分析，并对重庆国有商业银行竞争力进行了较为客观的、系统化的量化评价；文章比较了中外商业银行的竞争优劣，梳理出了重庆地区商业银行特别是国有商业银行竞争力的基本思路和发展方向，可为银行的经营、管理与改革提供有益和有效的决策依据。 |
